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Porch with Rocking Chairs

1607 Monroe Street
Covington, KY 41014

$227,000

Beds: 3
Baths: 2
Sq. Ft.: 1,200
Type: House
Listing #642908
Located in the heart of downtown Covington, this charming home blends warmth, functionality, and inviting living spaces both inside and out. A quaint covered side porch sits above the garage and adds even more character and the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find beautiful hardwood floors, a comfortable living room, and a bright eat-in kitchen with direct access to the backyard, creating an easy flow for entertaining and daily living. The main level offers two bedrooms and a well-designed layout that feels both practical and welcoming. The finished lower level expands the living space with a third bedroom, full bath, and flexible bonus area perfect for guests, a home office, workout space, or media room. Thoughtfully maintained and move-in ready, this home offers character, comfort, and versatile living in a convenient location. The backyard feels straight out of a storybook, fully fenced with mature greenery, cozy gathering spaces, and room to relax, garden, and entertain. A spacious one-car garage, storage shed, and dedicated basement storage/workshop area with a workbench add everyday convenience and plenty of space for hobbies, projects, and organization.
Property Features
Location Information
County: Kenton
MLS Area: K01 - Covington North
Latitude: 39.069014
Longitude: -84.517261
Directions: I 75 - 12th St exit, right onto Holman, right onto 18th, right onto Monroe
Interior Features
Total Rooms: 6
Full Baths: 2
Has Fireplace: Yes
Number of Fireplaces: 1
Fireplace Description: Inoperable
Heating: Natural Gas, Forced Air
Cooling: Central Air
Laundry: In Basement, Laundry Room
Appliances: Gas Range, Gas Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Basement Description: Partial, Finished, Storage Space
Has Basement: Yes
Exterior Features
Style: Ranch
Construction/Exterior: Brick, Stucco
Exterior: Private Yard, Lighting
Foundation: Poured Concrete
Roof: Shingle
Water / Sewer: Public Sewer
Water: Public
Security Features: Security System
Parking Description: Driveway, Garage
Has Garage: Yes
Garage Spaces: 1
Fencing: Fenced, Full, Privacy
Patio / Deck Description: Covered, Patio, Porch
Other Structures: Shed(s)
Lot Features: Near Public Transit
Lot Size in Acres: 0.13
Lot Size in Sq. Ft.: 5,705
Dimensions: 50 X 107 X 52 X 121
Condition: Existing Structure
Building Total Area (Sq. Ft.): 1,200
Road Description: Paved
Road Frontage: City Street
Is One Story: Yes
Windows Description: Storm Window(s), Wood Frames
School
High School District: Covington Indep
Elementary School: Glenn O. Swing Elementary
Middle School: Holmes Middle School
High School: Holmes Senior High
Additional Information
Other Utilities: Natural Gas Available
Property Type: SFR
Property SubType: Single Family Residence
Property SubType 2: Residential
Year Built: 1947
Status: Active


$ per month
Year Fixed. % Interest Rate.
Principal + Interest: $
Monthly Tax: $
Monthly Insurance: $
Term
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Interest Rate
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Down Payment
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Listing Courtesy of Coldwell Banker Realty FM
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than RE/MAX Victory + Affiliates are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

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NKMLS (NKAR) data last updated at May 24, 2026, 11:14 AM ET

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