100 percent Financing Available Through the City of Covington's ''Yes You Can'' Program and/or KY Housing! This move-in-ready home is full of charm, blending classic character with modern updates in a convenient Covington location. Inside, you'll find soaring ceilings, original hardwood floors, and beautifully preserved cased woodwork, all complemented by ample natural light throughout. The remodeled kitchen features stainless steel appliances and updated finishes, while modern lighting adds a fresh, contemporary feel. The home offers a full first-floor bathroom and a custom-designed second-floor bath with a designer shower, providing flexibility and comfort. A first-floor washer and dryer stay, adding everyday convenience. Additional character details include ornate fireplaces that enhance the home's timeless appeal. Outdoor living is easy with a covered front porch and a fenced backyard offering privacy, perfect for relaxing, entertaining, or pets. The clean, dry basement provides excellent storage and utility space. Conveniently located near shopping, dining, parks, and everything Covington has to offer, this home delivers charm, functionality, and exceptional financing opportunities--without the limitations of historic district restrictions.