100 percent Financing Available Through KY Housing! This move-in-ready home sits on a quiet cul-de-sac street with low traffic and offers modern updates, functional living space, and a convenient Covington location. The bright open floor plan is filled with ample natural light and showcases new carpet, updated vinyl flooring, natural woodwork, and elegant crown molding accented with dental molding throughout. The kitchen features stainless steel appliances, a tiled backsplash, and great flow into the main living areas, making it ideal for everyday living and entertaining. The owner's suite offers a private bath and two closets, providing excellent storage and comfort. The finished walkout lower level adds valuable living space with arched doorways, a dedicated study perfect for working from home, and flexible space for recreation or relaxing. Additional updates include an updated HVAC system, new dimensional roof, and recessed lighting throughout, offering both efficiency and peace of mind. Outdoor living is just as appealing with a rear deck overlooking a peaceful wooded view, creating a perfect setting for relaxing evenings or entertaining. Conveniently located near schools, restaurants, and grocery stores, this home is also just 5 miles from I-275 and approximately 6 miles from Fidelity, making commuting simple while still enjoying a quiet neighborhood setting.