100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted, professionally cleaned, and featuring brand-new carpet, the home feels bright, clean, and truly turnkey. Maintenance-free vinyl flooring, ample natural light, and a beautiful stained-glass window add warmth and character throughout the interior. The remodeled kitchen includes stainless steel appliances, updated lighting, and cased windows that showcase the home's original craftsmanship. Additional major updates include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, providing peace of mind for years to come. A full basement offers excellent storage or future finishing potential, while the fireplace adds comfort and charm to the main living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Conveniently located near parks, dining, and downtown access, this home delivers affordability, functionality, and style in one complete package.