This home qualifies for renovation loan financing, which allows buyers to finance both the purchase price and the cost of updates in one mortgage. Renovation loans can cover a wide range of projects--from cosmetic updates to larger repairs--and the home is appraised ''as completed,'' giving you the ability to borrow against the improved value. With down payment options as low as 3-3.5 percent (depending on program), this is a great way to customize the home to your style while building equity right away. Ask your lender about available renovation loan programs and eligibility. The property itself is a 3 bed, 1 bath ranch with approx. 1,250 sq ft, featuring a spacious living room with stone fireplace and bay window, an eat-in kitchen that opens to a covered deck and breezeway, a full walk-out basement, and a 2-car garage. With the right vision and improvements, this home offers tremendous potential in a desirable Independence location.